10 Best Highest Refer and Earn Apps in India 2024

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Hello friends, I hope all of you are doing fine in your life. A few months ago I wrote an article on the best invite and earn apps which you all liked a lot. Today I am back again with another article ‘Highest refer and earn apps in India 2024’. I hope you like this article too. Here, I will try to include only those apps that will give you the highest referral cashback or commission for a new invite you make.

Refer and earn is a concept that helps the brand to get more downloads or new users. Also, the person who refers a new user to join that particular app makes some extra money for doing a referral. Many apps are there that run a referral program on their app and people are using it to make some extra pocket money. Some of the highest refer and earn apps in India names are Paytm Money, SBI Card, Vision11, Sportasy, Cred, Zerodha and Upstox. The list of the best refer and earn apps in India is long but there are only a few of them that are the highest refer and earn apps in India 2024.

I don’t know whether you are a beginner or a user like me who knows how referral offers work. Whoever you are, I want to clarify that some of the apps are investment apps, some apps are gaming apps and some apps are UPI apps. I added only those highest refer and earn apps in the below list which will give you assured money for a referral that you can use in future for recharge, shopping, playing another game or if you wish you can withdraw it to your Bank also.

Highest Refer and Earn Apps in India

Highest Refer and Earn AppsReferral AmountReferral Code
1. Sportasy25% Lifetime Commission in BankSUVAM
2. Vision1120% Lifetime Commission in BankSUVAM
3. 11Challengers20% Lifetime Commission in BankBISWAS
4. Google Pay₹201km3Pp
5. PhonePe₹100ru_suva3g39
6. SBI Card₹500 e-Voucherj0XofDefP2T
7. Paytm Money10% Brokerage Commission
8. CredUp to ₹1000qxk0iip4
9. ySense30% Lifetime Commission113665094
10. MobiKwik₹20

1. Sportasy

The first name in our best highest refer and earn apps in India is from a fantasy app. The name of this app is Sportasy. Shivam Dube is the face or brand ambassador of the Sportasy app. In this app, you can play free fantasy games and win cash daily. Also, another way to earn money from the Sportasy app is by referring new friends.

I think Sportasy is one of the best fantasy cricket apps in India. The reason of it Sportasy is a very fast-loading, user-friendly and low-competitive fantasy app. Users can play on this app fantasy cricket, fantasy football, fantasy basketball and fantasy kabaddi with a very low entry fee. You can also call it a new refer and earn app.

how to refer and earn on Sportasy

If you refer a new friend then the person will get a ₹500 Signup bonus after registration with their mobile number and email ID and you will get 25% commission in your winning balance whenever they play a game using their deposit cash. If you wish you can play games with that money or can withdraw it to your Bank after completing KYC with your PAN and Bank details.

Sportasy Refer and Earn

  • Download and register on Sportasy.
  • Open the app and click on the ‘More’ option.
  • Tap on the ‘Invite Friends’ option.
  • Copy the Sportasy referral code and share the invite link.

Also Read: Best Free Giveaway Fantasy Apps

2. Vision11

Me and my friends made a lot of money through Vision11 referral. This is also a fantasy app that allows you to earn money in the Bank without playing games. Yes, I am talking about Vision11 refer and earn. Vision11 is the official sponsor of the CSK IPL Team. In this app, you can play almost all types of fantasy games. The entry fees are very low in this app.

how to refer and earn on Vision11

A new user who signs up for this app will get ₹500 cash bonus if they join through a referral link. Also, the person who refers will get a ₹100 cash bonus. The bonus can be used to enter a paid contest. Apart from this, whenever your referred friend deposits money in their deposit wallet and plays games you will get a 20% lifetime commission on your winning balance. Either you can play more games with that money or withdraw 100% of that amount if it is more than ₹100 in your Bank account. This app comes with an instant withdrawal feature with ₹10 charge. It will take up to 1 day for normal withdrawal.

Vision11 Refer and Earn

  • Download and register on Vision11.
  • Open the app and click on ‘More’.
  • Tap on the ‘Refer & Earn’ option.
  • Copy the Vision11 referral code and click on ‘Refer Friend’.

Also Read: Best Online Shopping Apps

3. 11Challengers

Another fantasy app that allows users to make money without playing games or without any investment is 11Challengers. Sarfaraj Khan is the brand ambassador of the 11Challengers app. This highest refer and earn app allows us to play different kinds of fantasy games in one app. 11Challengers will give you the option to join an affiliate and become a promoter for them.

how to refer and earn on 11Challengers

A new user will get a ₹50 Signup bonus when they join the 11Challengers app through someone’s referral link and their 11Challengers referral code. If you join 11Challengers with a BISWAS referral code then I will get ₹50 when you complete your profile by verifying your mobile number. Not only this, but the main highlight of an 11Challengers referral program is when your referred friend joins a contest, you will get a 20% contest commission for your winning balance. The minimum withdrawal of this app is ₹200. You can withdraw for free or by paying ₹10 for an instant withdrawal charge.

11Challengers Refer and Earn

  • Download and register on 11Challengers.
  • Open 11Challengers and tap on ‘More’.
  • Click on the ‘Invite Friends’ option.
  • Copy the 11Challengers referral code and share the invite link.

Also Read: How To Book Cricket Match Tickets Online

4. Google Pay

Regarding UPI apps the first name that came to many of us mind is Google Pay. This app became very popular after it changed its name from Tez to Google Pay. In this app, we can pay our bills online and transfer money to any Indian user who has a UPI ID. Apart from money transfer Google Pay is also known as a very consistent and highest refer and earn app in India. When you refer someone you will get a ₹201 cashback and the person will get a scratch card in their account.

how to refer and earn on Google Pay

Google Pay is an app that will give you a ₹201 referral cashback directly in your Bank account when the person joins through your link, completes their profile and makes their first money transfer. Apart from the Google Pay referral offer, whenever you send money to someone or pay bills of amount more than ₹150, you will get a scratch card that will give you nothing or any random amount in your Bank. Tez also runs attractive offers to stay connected with their users.

Google Pay Refer and Earn

  • Download and register on Google Pay.
  • Make your first UPI money transfer.
  • Scroll down and click on ‘Invite’ option.
  • Also, you can find the invite offer from the ‘Offers’ tab.

Also Read: How To Delete Transaction History in PhonePe

5. PhonePe

If you ask me to tell you some of the best highest refer and earn apps in India, I will tell you Vision11, PhonePe, Google Pay, 11Challengers, Cred, Upstox, Zerodha etc. But when you ask me to tell the name of the top app that is providing referral cashback consistently from day 1 I will answer only one name and that is PhonePe.

how to refer and earn on PhonePe

PhonePe is the app where you can send money through UPI, pay your bills online, recharge or buy insurance and liquid funds. Many businesses use PhonePe for digital money transfers. This app has been running a referral program for a very long time. The only thing that I don’t like about the PhonePe is and earn offer is the money you will earn will be added to your PhonePe Gift Card which you can’t withdraw to your Bank. You can use it to pay bills or recharge in PhonePe.

For one referral, PhonePe will give you ₹100 when the person completes their profile through your link and makes their first UPI money transfer. If they already have a PhonePe account then you are not eligible for earning cashback from that person.

PhonePe Refer and Earn

  • First of all, download and register on the PhonePe app.
  • Open the app and tap on the ‘Refer & Get ₹100’ option.
  • Tap on the ‘Invite’ option and share your referral link.

Also Read: How To Order PhonePe Sound Box

6. SBI Card

I use one Credit Card and that is an SBI Simply Click Credit Card. Recently, I checked the SBI Card app and I found the SBI Card refer and earn offer there. It’s a very simple but very effective offer. I don’t know whether you will think of it as one of the best highest refers and earn apps in India or not. But for me, it is a good option.

how to refer and earn on SBI Card

If you refer any person to join an SBI Card through your link and if they apply for an SBI Credit Card through your referral then you will get a ₹500 e-Voucher. Also, the person who joins through your link will get a ₹500 e-Voucher after completion of their successful transaction exceeding ₹500. The e-voucher could be anything like a BookMyShow voucher, Amazon voucher or something else. Please comment below on whether you think it’s the highest refer and earn app or not.

SBI Card Refer and Earn

  • Apply for an SBI Credit Card.
  • Download the SBI Card App and register using your details.
  • Tap on the above section and click on the ‘Refer & Earn’ tab.
  • Send an invite link and referral code or share referee details.

Also Read: Daily 100 Rupees Earning Apps

7. Paytm Money

This is an investment app. Paytm Money is the official investment app by Paytm. In this app, you can invest your money in stocks, SGB, mutual funds, IPOs etc.

how to refer and earn on Paytm Money

The app also runs a referral offer and probably it is also one of the best highest refer and earn apps in India. It’s because if you refer a new user to join Paytm Money then you will get a 10% brokerage commission for a lifetime. It means whenever they pay a brokerage commission to Paytm Money, the app will give 20% of it to you. Isn’t it amazing? Let’s check the below process to know how to refer and earn money from the Paytm Money app.

Paytm Money Refer and Earn

  • Join Paytm Money and open a demat account.
  • After KYC open the app and log in.
  • Tap on the ‘Refer and Earn’ option above.
  • Share the invite link with friends and ask them to join.

Also Read: How To Buy SGB in Upstox

8. Cred

Cred is an app that allows us to pay Credit Card bills and win exciting prizes. Along with Credit Card bill payments, we can pay our normal bills or shopping payments through this app. You can rent via Credit Card too using this app. Cred app runs a refer and earn offer from which you can earn up to ₹1000 per referral.

how to refer and earn on Cred

If you refer someone to join Cred using your invite link then the friend who will sign up on Cred using your invite link and make their first bill payment of ₹1000 or above you win up to ₹1000 and they win up to ₹250.

Cred App Refer and Earn

  • First of all, join Cred and complete your first bill payment.
  • Tap on the ‘Refer’ option.
  • Click on the ‘Invite via WhatsApp’ option.

9. ySense

ySense-Survey-Affiliate-Program

This is an online survey website. To use this app you don’t need to download any apps. You just have to register on this platform and complete surveys to make money. Apart from taking surveys you can refer friends and earn a 30% commission for a lifetime from the ySense affiliate program. I think the ySense affiliate is one of the best highest refer and earn websites in India 2024. You can redeem your earnings as a Paytm, Amazon, BookMyShow or more gift cards and redeem them easily.

ySense Refer and Earn

  • First of all, register on the ySense website.
  • Tap on the ‘Affiliate Program’ option.
  • Copy your invite link and share it with your community.

10. MobiKwik

Apart from Google Pay, Paytm and PhonePe other highest refer and earn apps in India or it’s better to say UPI referral apps is MobiKwik. This app also runs a referral program to connect new user to their platform. In this app, you can recharge, pay bills, take personal loans, check cibil score or make payments through MobiKwik wallet.

how to refer and earn on MobiKwik

MobiKwik’s refer and earn offer is very simple to understand. You just have to share your referral code or referral link with your friends and once they complete their KYC in the MobiKwik app and transact for at least ₹25 via MobiKwik UPI both of you will get ₹20 cashback in your wallet on the 7th day of a successful referral. This offer can be availed only once per successfully referred friend and you can earn a maximum cashback of ₹9999 during this offer period.

MobiKwik Refer and Earn

  • First of all, download and complete registration on the MobiKwik app.
  • Tap on the ‘Refer & Earn’ option in the ‘Offers For You’ tab.
  • Click on the ‘Refer & Earn ₹20’ on their 1st UPI transfer.

Also Read: Myntra Referral Code [Earn ₹200/Refer]

FAQs: Highest Refer and Earn Apps

1. How can I earn ₹100 per day from referral?

If you can refer one new person and if they complete the task within the day then many apps will help you to make ₹100 per day or even more. Some of the refer and earn app examples are PhonePe, Google Pay, Paytm etc.

2. Can we refer and earn in Paytm?

Yes, the Paytm app allows you to refer someone who does not have the Paytm app yet and for successful referral, they will give you a ₹100 in your account. Some apps will help you to refer and earn Paytm cashback too.

3. How can I get 500 rupees instantly in Paytm?

There are no apps that will give you a ₹500 directly or instantly in Paytm. But if you refer to some apps then you will get the money in your Paytm wallet or Bank. To earn ₹500 or more you have to work very hard or do something else apart from referring new friends.

4. What is the referral amount in Paytm Money?

The referral amount was ₹400 per referral in Paytm Money. But now it changed. Currently, if you refer someone and if they join through your link then you will get a 10% brokerage commission from that person for a lifetime.

5. Can I use a 100% cash bonus earned through referral?

No, you can use only a few per cent of your cash bonus to join further games. But you can not withdraw the cash bonus or use it 100% to join one single contest.

Final Thoughts

We all have a Smartphone and we all want to make money. What if I tell you that there are many mobile part-time jobs available that you can do to make money online using your Smartphone only? Yes, you heard it right. You have to work for 3-4 hours a day and you are done. For this, in starting days you will earn ₹200 to ₹400 per day and after a few months it will move from hundreds to thousands easily. If you have read our part-time job article then you know I have mentioned there that referral apps are one of them. In this article, I mentioned the 10 best highest refer and earn apps in India 2024.

Referral apps are something that won’t make you rich. At the end of the day, you are working hard for the company’s profit. It’s true. But if you have a group of friends or a social media page where you have an audience then you can use some apps to earn referral commission. In the above paragraphs, I mentioned the highest refer and earn apps in India from different sectors. If your friends love to use gaming apps then you can refer them to Vision11, 11Challengers or Sportasy, if they love to use UPI money transfer apps then you can refer them to MobiKwik, Google Pay or PhonePe and if they love to invest money online or use Credit Card then you can refer them to SBI Card, Zerodha, Upstox or Paytm Money.

I hope you have read the 10 best highest refer and earn apps in India 2024 article till the end. For any queries or doubts, you can ask by commenting below. Our team members will solve your doubts. Follow this webpage for more articles. Thank You.

Suvam Biswas

Suvam Biswas is a passionate writer living in West Bengal. His favourite topics are Investment, Personal Finance, Earning Apps and Make Money Online. On this website, users will get to know all of these categories of articles which will help them to earn or save some extra money from home.

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