Top 10 Best Money Making Apps in India 2024 | Earn Money in Bank

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Welcome friends, I hope all of you and your family members are safe in this pandemic period. Today I will discuss on Top 10 Best Money Making Apps in India 2024. If you have an Android phone then you can also earn money in Bank from these top 10 money making apps.

There are a couple of ways that can be used to make money online without any investment through these apps. Either you can earn money through Sign-Up, refer and earn, affiliate marketing etc. The best part is all your earning will be credited to your bank account without any hustle. So I hope you get what I wanted to share with you.

Some of the money-making apps come with instant bank withdrawal and some of the earning apps come with withdrawal one day in each week. Whatever this is, you will get your referral or affiliate earning directly in your bank without any headache.

Top 10 Money Making Apps List

There are multiple apps that can be used to earn money online in India. Here are some apps that I am using since 2017 to make money online. In this list Meesho, EarnKaro and Amazon are affiliate apps. It means you can earn money for a lifetime whenever someone purchases something from your link. Not only this from Meesho and EarnKaro, but you can also earn money by referring to them.

The rest of the apps generally helps you to make money through referral. On which My11Circle, Paytm First Games are the fantasy apps and Paytm, PhonePe, Google Pay are the payments apps. Groww App is a mutual fund app that can also be used to make money through referrals.

AppsReferral CommissionDownload
1. MeeshoUpto ₹350 / order
Upto ₹50000 / month
Click Here
2. EarnKaro10% profitClick Here
3. PhonePe₹125Click Here
4. Paytm₹100Click Here
5. Google Pay₹150Click Here
6. Groww₹101Click Here
7. Roz Dhan₹2332Click Here
8. GameZy₹1500 BonusClick Here
7. Play Time₹100Click Here
8. My11Circle₹551Click Here
9. Paytm First GamesUpto ₹10000Click Here
10. Google Opinion Rewards20% profit for lifetimeClick Here
11. Zupee Gold₹10 Paytm CashClick Here

Earn Money From Meesho App

Meesho App is India’s No 1 Reselling App. Here you can earn money from your home by doing referrals, spin-win and reselling.

This app is available in the google play store and apple store. You can easily download it and start making money from day one. Meesho App is one of the most popular money making apps in India 2024 among women.

make money online through meesho app

Anyone can use the Meesho App but I think this app is specially made for women in India. Many women and men have started their part-time or full-time online businesses through Meesho App.

There are two types of earning options available on the Meesho App. You can make money by referring people or by reselling products.

Meesho Affiliate Program

If you refer your friends and they purchase something after signing up from your link then you can earn commission and a spin too. There are four types of referral commissions on Meesho as Zero Referrals, Rising Star, Mega Star and Super Star. You will get 10% sales to 25% sales commission from your referrals for the next 12 months.

Meesho ReferralCommission
1. Zero ReferralsRefer one user and become a rising star.
2. Rising StarUp to 4 referrals on which minimum 2 orders from each referral to reach the next level.

10% sale for the first two orders and then 1% sale for the next 12 months.
3. Super Star5-8 referrals on which minimum 4 orders to reach the next level.

20% sales for the first three orders and 1% sales for the next 12 months.
4. Mega Star9 referrals or more.

Earn 25% sales for the first 3 orders and then 1% sales for the next 12 months.

Meesho Reselling Business

This is one of the popular earning opportunities in the Meesho App without any investment. You can order products for your customers and make payments including your profit margin. Meesho will pay your commission on your bank account once the return period is over.


There is no limit or duration on this. For example, if you share a product link which price is ₹400 on WhatsApp and one of your friends wants to buy that product. Then you can order the product for them and pay the amount (Product Price + Your Commission). But please don’t add a profit margin more than the MRP price of the product.

Meesho will deposit your earnings into your bank account every week Tuesday, after the product return period is over.

Make Money Through EarnKaro

You must have heard the name Affiliate Marketing. EarnKaro is an Affiliate Marketing App where we can make money by affiliate marketing of many platforms together. Not only this, but with EarnKaro we can also earn good money through referrals.

Amazon, Flipkart, Myntra direct affiliate marketing has some limitations, such as we can not send a link via direct message or WhatsApp. But if we share the link of Amazon, Flipkart or other platforms through EarnKaro then we have no problem.


We can earn a 1.4% to 45% commission directly on our bank from EarnKaro Affiliate Marketing. With more than 50+ brands listed on EarnKaro, we can make any common link to affiliate link using a single click from the EarnKaro Website or Mobile App.

We can request payment only if we have Rs 10 confirmed profit on EarnKaro. The money will be credited instantly into our Bank Account or Paytm Account.

EarnKaro Refer & Earn

You can earn money by inviting friends to join EarnKaro. If your friends join through your link then you will get 10% of the profit from your friends earning for a lifetime.

  • Download and install EarnKaro App.
  • Tap on the profile icon.
  • My Referral >> Refer & Earn Lifetime.
  • Copy EarnKaro Referral Link and share it on social media.

How To Earn Money From EarnKaro

Apart from EarnKaro Referral, you can make money by sharing affiliate links to different kinds of products. EarnKaro is one of the fastest-growing money making apps in India. EarnKaro has no issue, you can share your profit links anywhere you want. You can make profit links and share links on Facebook, WhatsApp, Telegram, Instagram, Twitter, YouTube, Pinterest, Website/Blog, App or LinkedIn.


I feel Facebook, Telegram, Instagram and WhatsApp are some of the best ways or free ways to share EarnKaro product links. Although you can share EarnKaro links on your Blog, YouTube Channel, App but in this case you need traffic.

How To Make Profit Links

  • Open EarnKaro App.
  • Tap on the Make Links option.
  • Copy any normal link (ex-Amazon, Flipkart or other product links).
  • Paste it here.
  • Tap on the Make Profit Link.
  • Share it on social media and convenience people to buy it.
  • Once they purchase the product from your link, you will receive a commission as per the profit rates.

Earn ₹125 Per Friend From PhonePe

PhonePe is India’s one of the most popular payments app. In this app we can recharge, pay bills, book tickets and hotels, pay loans etc. Apart from this we can buy 24K digital gold, invest in liquid funds, tax-saving funds, small-cap funds etc easily on this single app called PhonePe.

There is no direct way to earn money through PhonePe. But still, it is one of the most loved money making apps in India. You can make money or earn cashback through PhonePe without any investment.

The no 1 earning way through PhonePe App is to refer & earn. As for you, if you will invite friends to join PhonePe then after their first UPI payment you will get ₹125 cashback on your PhonePe Wallet. You can easily transfer your wallet to a bank with a gold trick.


Apart from PhonePe referrals, you can also earn money by paying bills, recharging, and ticket booking your family members, relatives or the nearest people. Many times, PhonePe launches UPI money transfers, adding money, gold, and investment offer. So this is another way to make money without any investment from PhonePe App.

PhonePe Refer and Earn

Earn ₹125 cashback when they do their first payment using UPI. But if your referred friend doesn’t make the first UPI payments then you won’t get any cashback.

  • Download and Install PhonePe App.
  • Open the PhonePe App.
  • Share the PhonePe referral links and Invite friends on WhatsApp, Facebook, Twitter etc.
  • Once your friend makes their first UPI payments and earns ₹125 cashback in PhonePe Wallet.

Pay Via PhonePe Wallet & Earn

This monsoon you will get a reward for transacting on your favourite apps. Simply pay via PhonePe wallet and get exciting cashback on games, shopping and more.

You will get up to ₹500 cashback on your first 5 transactions through PhonePe Wallet on apps like MPL, Dream11, GameZy, Nostra Pro, MEGA, Hungama Music, Rummy Circle etc. Also, you can earn up to 100% cashback on a minimum order value of ₹500 on the apps like PharmEasy, 1mg, Myntra, Flipkart and Swiggy.

Earn ₹201 Per Referral on Google Pay

Google Pay or Tez is another popular payment app in India from Google. In this app, you can earn money by referring friends. There is no other option available to earn money from Google Pay apart from refer and earn.

As of now, Google Pay is providing Rs 201 cashback for a referral. People who join through your link will get Rs 21 cashback in their bank account and you will get Rs 201 cashback in their bank account.

google pay money earning proof

The biggest advantage of the Google Pay app is the cashback earned through referral, money transfer, recharge, bill payments will directly be credited to your bank account. But please remember you can not earn more than ₹9999 in a financial year.

Make Money Through Groww App

Groww is a mutual fund app. In this app, we can invest our money in stocks, mutual funds or digital gold. But I am not here to talk about the Groww mutual fund app. Yes, you can make money by investing your money in this app. But I feel for the beginner’s referral program is the best way to make money online from Groww App.

In this app, you can earn up to ₹100000 every month by inviting your friends or contacts. For one referral both of you and your friend will get a flat ₹100 when their account is activated on Groww using your referral code.


You can withdraw the referral amount in your bank account or can invest it in stocks, mutual funds or to buy digital gold.

Disclaimer: Please remember mutual funds investments are subject to market risks. Please read the scheme information and other related documents carefully before investing.

Groww Invite and Earn

  • Download and install Groww App.
  • Open the app and tap on the profile icon.
  • Scroll down and find the Invite & Earn section.
  • Now select the About Invite option.
  • Read all the details carefully and invite friends to earn ₹100 for each referral.

Earn Free Paytm Cash From RozDhan App

Roz Dhan is one of the most popular and most downloaded money making app in the Indian market. In this app, we can play different games and earn money directly into our Paytm wallet or Bank Account.

There are many types of games available in this app. Such as Rozdhan Games, Play and Earn, Fun + Earn, CPL, Subway Surfers 2, Puzzle, Quiz Games, Ludo Life, Spin & Win etc.

Also, we can complete daily tasks and earn coins easily. New users can make money from RozDhan App by downloading apps and completing prime tasks. Roz Dhan App is called the best money earning app in India also.

New users can get rewards up to ₹80 by completing varieties of tasks and games. They will get ₹2332 weekly. The best part is minimum redeem down to ₹1.

Roz Dhan Invite and Earn

You can get ₹2332 by inviting your friends. But only if your invited friends join through your invite link.

  • Download and Install RozDhan App.
  • Open the app and tap on Me.
  • Invite Friends >> Invite Now.
  • Share RozDhan Referral Code and Link on social media and earn money.

Referral Structure

First Referral₹12
2nd – 5th Referral₹6.5 / Per (₹26)
6th – 30th Referral₹7 / Per (₹175)
31th – 100th Referral₹7.5 / Per (₹525)
101th – 500th Referral₹8 / Per (₹1600)
501th and more Referral₹8.5 / Per

GameZy Fantasy Earning App

This is a new application that can be used to play Fantasy Cricket, Football, Rummy, Quiz, Carrom, 6 Ball Pool, Poker and a lot more online games. You can play games and earn money from this app.

GameZy also runs a referral program where you can earn up to ₹3000 bonus per friend. This bonus amount can be used to play games. Apart from this, GameZy has an influencer program or powerplay program. If you have a group of subscribers on YouTube Channel or Telegram Channel or have a Blog Website then you can also join their affiliate program and earn money in Bank.

make money through gamezy

You can withdraw money from GameZy winning balance in your Paytm Wallet or Bank Account. Only one withdrawal is eligible every 24 hours. The minimum withdrawal limit is ₹25. GameZy initiates the processing of withdrawal requests every 24 hours.

Invite and Earn Bonus

  • Download and Install the GameZy App.
  • Tap on the profile icon.
  • Refer and Earn >> Share GameZy Referral Code and Link.

GameZy Withdrawal Process

If you have more a ₹25 or more in your winning balance on the GameZy App then you can make a withdrawal request. But if you have made a withdrawal request during these last 24 hours then you can withdraw only after 24 hours. The minimum withdrawal limit is ₹25. Either you can withdraw in your Bank Account or Paytm Wallet. The money will be credited to your wallet or bank within the next two hours without any charge.

  • Open GameZy App.
  • Tap on the profile icon.
  • My Wallet >> Withdraw.
  • Enter the amount and select the withdrawal option (Paytm or Bank Account).

Play Time or Qurekaa Pro Gaming App

This is also a similar kind of app to GameZy. In this app, we can play online games and make money. There are multiple games such as Cricket, Fruit Slash, BallShooter, Bubbles Shooter, Candy Burst etc available.

We can play all games in one app. In this app, we can play fantasy cricket, quiz, games etc. Qureka Pro also runs a referral program. If we refer our friends to join qureka pro then we will earn ₹100 per friend. This is an opportunity to make money from this gaming app without any investment.

Qureka Pro Invite and Earn

  • Download and Install Qureka Pro App.
  • Enter Qureka Pro Referral Code CD6CA1A5.
  • Tap on the Earn+ option.
  • Share Qureka Pro Referral Code and Link.
  • If your friend plays a game of ₹50 to ₹99 then you will get ₹25.
  • You will get ₹50 if your friend plays a game of ₹100 to ₹499.
  • And, you will get ₹100 when a friend plays games of ₹500 or more.
  • The referral amount will be credited to your deposit wallet. You can use this amount to join and play any games.

PlayTime Withdrawal Process

There are three types of withdrawal options available such as UPI, Paytm Wallet and Instant Transfer.


You can withdraw a maximum of 3 times a day. The minimum withdrawal limit is ₹5 and the maximum you can withdraw in each time is ₹10000. It means the total you can withdraw a maximum of ₹30000 in a day.

If you choose the instant transfer option, then the winning balance will be transferred to your deposit wallet. UPI and Paytm withdrawals are absolutely free for all.

My11Circle Fantasy Application

This is the oldest but one of the most popular fantasy cricket apps in India. In this app, we can play fantasy cricket and football. Not only this but also we can switch this app to Rummy Cirkcet and Carrom any time and play Rummy and Carrom within one single app.


My11Cricle is also known as Sourav Ganguly Fantasy Cricket App. Apart from Sourav Ganguly, some of the other brand ambassadors of this app are VVS Laxman, Shane Watson, Ranveer Singh, Ajinkya Rahane, and Rashid Khan.

My11Circle is also famous for its refer and earn offer, which beat the expert fantasy contest and the 2 crore offer.


If you want to make money without investing or by referring friends then My11Circle is really a great option for you. You can earn ₹551 in your bank account for each new referral. The minimum withdrawal limit in My11Circle App is ₹100. You can withdraw the referral and winning balance from your bank account easily. Only one withdrawal is free in a month.

Refer and Earn ₹551 in Bank

  • Download and Install My11Circle App.
  • Tap on the Refer & Earn option.
  • Copy the Link and share the invite link on WhatsApp.
  • You will earn ₹51 instant cash when your friend plays his or her first cash game.
  • You will earn ₹4 when your friend plays for Rs 40 after the first game. The more your friend plays, the more you earn.

Paytm First Games

This is an official application from Paytm. In this app, we can play fantasy cricket, football, rummy, tourney, games and a lot more different online games. Sachin Tendulkar is the brand ambassador of this app.

You can earn money through Paytm First Games App by playing online games or by referring your friends. This is also the best money making app in India without any investment. If you refer your friend then you can earn money without any investment.


If you refer friends then you will earn up to ₹10000 & spins per friend who join through your referral link. Every time a friend signs up on Paytm First Games, you will get ₹10 deposit cash & spins and also up to 10% winning cash of your friend’s lifetime deposit.

Refer and Earn Money Through Paytm First Games

  • Download and Install Paytm First Games App.
  • Enter Paytm First Games Referral Code KVM2VGOO.
  • Register with Paytm details and create an account.
  • Tap on three lines Refer & Get Cash.
  • You will get ₹10 deposit cash and 10% winning cash of your friend’s lifetime deposit.
₹1 – ₹10010%
₹101 – ₹10005%
₹1001 – ₹1L3%

Google Opinion Rewards

There are many applications and online websites available that pay us for online surveys. Google Opinion Rewards is the best survey app in India. You can take part in the surveys and earn a little money after completing the surveys.

We will get credits after completing the surveys. The credit will be valid for the next 12 months. Google Opinion Rewards will provide surveys based on the information on your profile. If you give any wrong answer then you won’t get any credit or points.

Zupee Gold App

SignUp On Zupee Gold

Zupee Gold is an online gaming and quiz app that can be used to earn free Paytm cash. You have to complete live with multiple players and for that, you will win real cash. The more you answer correctly and quickly, the more you will win.

Apart from playing games, you can also refer and earn ₹10 free Paytm cash in your wallet. There is no minimum redeem in this app.

Zupee Gold Referral Code

Zupee Gold recently changed its referral policy and the new referral policy will be live till 31st December 2021. If you refer friends on the Zupee Gold app then you will get ₹10 Paytm cash.

How To Earn ₹10 Paytm Cash

  • Download and Install Zupee Gold App from the above link.
  • Register an account with Name, Email ID, Mobile No and Password.
  • Enter Zupee Gold Referral Code 1s2si26
  • Now again open Zupee Gold and tap on three lines.
  • Complete your profile by submitting your Paytm Number, Bank details etc.
  • Tap on Refer & Earn, and redeem your referral code.
  • Now share your Zupee Gold referral code 1s2si26 with friends.
  • If your friend uses your referral code then both of you will get ₹2 winnings cash instantly.
  • You get ₹5 winning cash as soon as they deposit ₹10 in the first transaction.
  • They also get ₹10 winning cash if they add money using promo code GET10A.

Online Money Making Apps in India 2024

I have been doing a Google search for money making apps in India since 2017. But then there were very few apps available from which to make money. But now in 2024, many apps can be used to earn money in a very short time. You must know that I am a Blogger and YouTuber and I also have a Telegram Channel, where I earn money by sharing the link of the Paytm cash earning app.

In this article, I have told you about fantasy apps, mutual fund apps, affiliate apps and payments apps.

Of all the apps, I think Meesho, EarnKaro, My11Cricle and Paytm First Games are my favourites. Because of these apps, you can earn money without any investment and you can also withdraw that money to the bank.

Meesho App is a reselling app where you can earn money by reselling products in addition to referrals. EarnKaro is also an app where you can earn money by affiliate marketing of products of Amazon, Flipkart and various sites in addition to referrals.

And the two other apps My11Circle and Paytm First Games are fantasy apps. From these two apps, we can make money Rs 551 and up to Rs 10000 in our bank account respectively.

Apart from the above 10 Best Money Making Apps in India 2024 List, there are many more apps available in the play store, Apple store or in Google. But I have not tested those apps that’s why I did not add other apps to the above list. Please comment on your favourite apps or any suggestion that can be helpful for this article. To stay updated with the latest deals and offers Join Our Telegram Channel.

Disclaimer: Some of the money-making apps are fantasy and online gaming apps. This game involves an element of financial risk and may be addictive. Please play responsibly at your own risk.

Suvam Biswas

Suvam Biswas is a passionate writer living in West Bengal. His favourite topics are Investment, Personal Finance, Earning Apps and Make Money Online. On this website, users will get to know all of these categories of articles which will help them to earn or save some extra money from home.

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