Best Refer and Earn Apps in India 2021 | Invite & Earn Money in Bank

Hello friends, I hope all of you are safe and healthy in this pandemic period. Today you will read in this article Top 10 Best Refer and Earn Apps in India 2021. If you will download these apps and start inviting friends then you will earn a lot of Paytm Cashback and real cash in your Bank Account.

I know many of you may be students who want to earn some money in addition to their daily work. We all use smartphones and we download many kinds of apps on our smartphones. There are many apps with the help of which we can get Paytm Cashback or Bank Cash through referral.

In India, there is a lot of UPI money transfer apps, online shopping app, fantasy cricket apps available that comes with a very good referral offer. If you want to earn some passive income then these ‘Refer and Earn Apps in India 2021‘ will be great for you.

In my opinion, money transfer apps and fantasy cricket apps are great to earn money in Bank. But online shopping apps and affiliate marketing apps like EarnKaro, CueLinks, Zingoy also have a good referral offer. If your referred friends purchase something from your link then you will earn a commission. That’s why I feel the money transfer apps and fantasy apps are great to earn instant money. At the same time, affiliate marketing apps will be very helpful if you want to earn money for a long period of time.

Best Refer and Earn Apps in India 2021

If you are a very old reader of my website, then you must be a YouTuber. I usually write videos and articles about earn money apps, fantasy cricket apps, refer and earn apps. In this list, I have mentioned about 10 apps that I have been using for a long time. If you download all these apps and start referring and earning, then you can earn a lot of money like me.

I have earned a lot of money through refer and earn from the below-mentioned apps. The best part about these apps is you can easily withdraw your money directly from your bank account. So there is no worry to think about how to transfer Paytm Wallet to Bank or something like that.

AppsReferral Cashback
1. PhonePe₹150
2. Paytm₹100
3. Google Pay₹21
4. MobiKwik₹20
5. Groww₹100
6. Meesho₹1000
7. My11Circle₹551
8. EarnKaro10% for lifetime
9. Paytm First Games₹10,000
10. Vision1120% for lifetime
11. 11Challengers20% for lifetime

Google Pay

We can transfer money in various ways. UPI is one of the best money transfer ways in India. We can easily transfer our money from one bank account to another. Google Pay is one of the most loved UPI money transfer apps in India.

The reason why most of us prefer to transfer money through Google Pay is we have a chance to earn a scratch card for every transaction of ₹150 or more.

google pay refer and earn offer

Google Pay has a refer and earn scheme too. This is an evergreen offer from Google Pay or Tez. But it changes its terms and conditions from time to time. Some of the time you will get ₹201 or sometimes you will get ₹180 or ₹150 for a referral. All your earned cashback through Google Pay will be deposited to your primary bank account linked with UPI. Recently Google Pay has changed its referral policy. Now you will get ₹21 for a new referral and the person who will join through your link will also get ₹21 cash in their bank.

Google Pay Refer and Earn Offer

  • First of all, download the Google Pay App.
  • Register and link your Bank account.
  • Now tap on the profile icon.
  • Again click on ‘Invite friends, get rewards’ option.
  • Copy your Google Pay referral code and tap on ‘Share’.
  • Share your Google Pay Refer and Earn link on WhatsApp and other social media platform.
  • Once they register through your link and makes their first UPI payment you will get ₹201 cashback in Bank. At the same time they will get ₹21 in their bank account too.

PhonePe

Apart from Google Pay, PhonePe is another most used UPI app in India. In this app, you can make a lot of different kinds of online payments. From Bank transfer to investment, gold purchase or in-app purchases, everything is possible through the PhonePe App.

PhonePe comes with a referral offer from the beginning days. If you refer your friends to join and make UPI payments through PhonePe, you will get cashback.

phonepe-refer-and-earn

You will receive ₹125 in your PhonePe wallet for a successful referral. After that, you can easily transfer your PhonePe wallet balance to your Bank account within a few minutes.

PhonePe Refer and Earn Offer

  • First of all, download the PhonePe App.
  • Register and link your Bank account.
  • Now tap on ‘Refer & Earn ₹125’.
  • Tap on any social media icon and share your invite link.
  • Once your referred friend joins thorugh your link and makes their first UPI payment, you will receive a ₹125 cashback in your PhonePe wallet.

Paytm

I don’t need to introduce you to this app. You all know a little bit about Paytm. There are very few things that we can’t do online with Paytm App.

From recharge, bill payment to shopping, investment, games, digital gold, money transfer and a lot of things we can do from the Paytm App. Paytm has its own Payment Bank too. A lot of people use the Paytm App to receive and make payments, easy UPI money transfers and cashback offers.

paytm-refer-and-earn-cashback

Paytm recently launched a new referral offer. In this Paytm referral offer, if you refer your friends then you will get ₹100 cashback in your primary bank account. Apart from this, if you refer your friends to make recharge or buy FasTag through the Paytm App then also you will get 2000 cashback points and ₹20 cashback.

Paytm Refer and Earn Offer

  • First of all, download the Paytm App.
  • create an account and link Bank account.
  • Scroll down and tap on ‘Refer & Earn ₹100’.
  • Copy your invite link and share it on social media.
  • If you refer friend to make UPI payment then you will get ₹100.
  • If you refer friend to recharge or buy FasTag then you wil get 2000 cashback points and ₹20 cashback.

MobiKwik

MobiKwik is also a Payment app. In this app, we can do a lot of things from online money transfers to recharge, bill payments. MobiKwik recently changed their previous referral offer. And now they have relaunched the referral offer with new terms and conditions.

Now, if you refer your friends to MobiKwik and if they start inviting friends you will get ₹20 cashback in your MobiKwik Wallet. Apart from this, if you refer your friends to transfer MobiKwik wallet to Bank then also you will earn ₹100 cashback in your wallet.

mobikwik-invite-code

But in this case, the minimum transfer amount is ₹2500 or above. Please note that, if you have changed your UPI ID before on MobiKwik or if you have linked your Payment Bank on MobiKwik then you will know to earn any cashback.

MobiKwik Refer and Earn Offer

  • First of all, download the MobiKwik App.
  • Create an account and link your Bank account.
  • Now scroll down and find the ‘Refer & Earn’ option on the ‘offers for you’ tab.
  • Simply copy your invite link and share it on your social media.
  • Once your referred friend makes their first UPI payment you will get ₹20 cashback.
  • If they add money through your link you will receive ₹100 cashback.

Groww App

Groww is a mutual fund app. In this app, you can buy stocks, mutual funds, digital gold. To refer and earn money from the Groww App you need to create an account here first. After that, you can easily earn money from the Groww App through referral.

groww-referral-code

You will get ₹100 for a new referral once they signup through your link and activate their stocks account. The money will directly be deposited to both of your Groww balances.

Groww App Refer and Earn

  • First of all, download the Groww App.
  • Register and create your account.
  • After submitting all the details, your account will be activated.
  • Now tap on the profile icon.
  • Scroll down and tap on ‘Share and earn cash rewards’ option.
  • You can check all your successful and pending invite on the About Invite tab.
  • Both of you will receive ₹100 in your Groww balance once they complete their Groww account.

Meesho App

Meesho is known as India’s no 1 reselling app. Here you can earn money by referral and reselling products. I have already written an article on this topic before. Here you can earn money by reselling products and through referral.

This post is all about ‘best refer and earn app in India’. So there is no value to talk about Meesho reselling. There are four sections in the Meesho Referral. If you refer your friends to join the Meesho App then you will earn 25% of their sales for the next 12 months.

meesho app referral commission structure

The four sections are Zero Referral, Rising Star, Super Star and Mega Star. Reselling App Meesho claims that you can earn up to ₹50000 in 12 months from the Meesho App.

Meesho Refer and Earn

  • First of all, download the Meesho App.
  • Register on this app.
  • Tap on the Account option.
  • And then choose the ‘Refer & Earn’ option.
  • Simply choose the ‘Refer a friend’ and share your Meesho invite link.
  • Once your friend join through your link and start shopping or reselling, you will get 25% of sales for the first 3 orders.

My11Circle

It is a fantasy cricket app. In this app, you can play fantasy cricket, football and rummy. This app is also known as the Sourav Ganguly fantasy cricket app or Rummy Circle. In this app, you will earn a ₹551 cashback directly in your bank account.

my11circle-refer-and-earn-offer

If you wish you can play fantasy cricket, football, rummy games on this app. But to earn ₹551 for a referral in the bank, there is no need to play or invest a single rupee. All you can do is through a referral.

You have to complete KYC through your PAN Card and Bank details. After that, you can withdraw your referral money from a Bank account.

The minimum withdrawal limit is ₹100. You will get only one free withdrawal per month. It will take up to 3-7 days to reflect the amount into your bank account.

My11Circle Refer and Earn

  • First of all, download the My11Circle App.
  • Create an account and complete Profile.
  • Now Tap on the ‘Refer & Earn’ section.
  • Copy Link or Share Invite Link on WhatsApp.
  • If your friend plays for the first time, you will receive ₹51 in your wallet.
  • After that if they play of amount ₹40 or a total of ₹40, you will recieve ₹4 in your wallet.
  • In this way you can earn ₹4 per friend 125 times if they plays ₹40 amount 125 times.

EarnKaro

If you want to join an affiliate program and earn money from sitting at home then EarnKaro is the best platform for you. As you know, you have to apply for approval for any particular affiliate program.

EarnKaro-Referral-Code

But in EarnKaro, there is no need to wait for the approval. You can easily start promoting products link on your social media and earn money.

Apart from affiliate marketing, you can earn money from the EarnKaro App by referral too. In this case, you will earn 10% of the profit your friends make forever.

The minimum withdrawal limit is ₹10. You can easily withdraw your earnings from your Bank account.

EarnKaro Refer and Earn

  • First of all, download the EarnKaro App and SignUp.
  • Tap on the profile option.
  • Now select the ‘My Referral’ option.
  • Tap on ‘Refer & Earn Lifetime’.
  • Share your referral link on Facebook, Telegram or WhatsApp.
  • You will get 10% of the profit your friends make forever.

Paytm First Games

It is an official gaming app from Paytm. We can play different types of online games in this app. From fantasy cricket, rummy card games to puzzle, quiz, poker everything we can play in this Paytm First Games.

Sachin Tendulkar is the brand ambassador of the Paytm First Games App. This app comes with an amazing refer and earn offer.

If you refer friends to download and play games on the Paytm First Games then you will earn upto 10% winning cash and spins. You can withdraw the winning cash on your Paytm wallet or Bank account once you get ₹100 or more winning balance.

paytm first game refer and earn offer

The best part of the Paytm First Games is you don’t need to complete KYC if you have signed on to this app with your Paytm number. Also, you will get instant withdrawal in your Paytm wallet or Bank account.

Paytm First Games Refer and Earn Offer

  • First of all, download the Paytm First Games Apk.
  • SignUp with your registered Paytm number.
  • Tap on the three lines.
  • Now select the ‘Refer & Earn Cash’.
  • Copy the Paytm First Games referral code and link.
  • Share invite link on your social media.
  • If your friend adds money to their wallet ₹1-₹100 then you will get 10% winning cash.
  • Similarly, if they adds ₹101-₹1000, ₹1001-₹1L or ₹1L+ then you will get 5%, 3% and 1% winning cash respectively.

Vision11

You must not hear about the Vision11 app. It is a fantasy cricket app. In this app, you can play fantasy games like fantasy cricket, football, basketball, baseball, handball etc.

Users can play fantasy games and earn money through this app. Apart from the fantasy games, you can earn money through the refer and earn offer too. Usually, you will get a ₹100 bonus for a new referral.

But as per the new referral policy, you will earn 20% of your friends deposit. It means if your friend deposits a ₹100 in the Vision11 wallet, you will get a ₹20 in your Vision11 winning balance. The minimum withdrawal on this app is ₹100. You can withdraw your winning balance on your Paytm App and Bank Account instantly.

Refer and Earn 20% Winning Balance

  • First of all, download the Vision11 App.
  • Enter referral code SUVAM and register on this app.
  • Tap on ‘More’ section.
  • Select the ‘Refer & Earn’ option.
  • Share your Vision11 Invite Link with your friends.
  • Once they signup through your link and deposits money, you will get 20% winning balance.

11Challengers

This is a fantasy cricket application. In this app, you can earn money in your bank or Paytm cash by playing online games and referring friends. If you have some friends or members who love to play online games then you have a great chance to earn some passive income for your whole life through the 11Challengers fantasy app.

11Challengers refer and earn

If you refer a user to play games on the 11Challengers fantasy app then you will get a ₹50 cash bonus. At the same time if they deposit money in their wallet then you will get 20% of the amount in your winning balance. You can withdraw all your earning from 11Challengers affiliate to your Bank account or Paytm wallet. The minimum withdrawal limit is ₹200.

Earn 20% Contest Commission

  • First of all, download the 11Challengers App.
  • Register or create an account.
  • Enter 11Challengers Referral Code SUVAM.
  • Tap on three lines and choose the Invite Friends option.
  • Tap on Invite Via WhatsApp and share link.
  • Once your friend plays a cash contest you will get 20% of their contest commission.

Refer and Earn Shopping App

Many of us love online shopping. There are a lot of apps available that we can use to shop our favourite products online. Amazon, Flipkart, Myntra are some of those. Apart from these, there are many online shopping apps available that we can use to shop online or to earn money through referral.

Meesho: Meesho is India’s no 1 reselling app. We can earn 25% of sales for the first three months then up to ₹50,000 in the next 12 months from the Meesho App.

Myntra: Myntra is the most popular fashion and personal care online shopping website. We can shop our personal products and electronics gadgets too from the Myntra App. Through Myntra refer and earn offer, we will get ₹200 MynCash. Please note that 1 MynCash means ₹1 discount on the next order.

Amazon: Amazon is the most loved online shopping site in India and worldwide. If you refer your friends to join Amazon and make their first UPI payment, you will get a ₹31 bonus in Amazon Pay.

Flipkart: Flipkart doesn’t have a direct referral policy. If you refer your friends to play video quiz on the Flipkart App, then you can earn from 50 supercoins to 1000 Flipkart vouchers daily. You need to invite 5 friends to play a video quiz daily.

Shopping AppsReferral Bonus
1. Meesho25% of sales
2. Myntra₹200
3. Amazon₹31
4. Flipkart₹50

Fantasy Cricket Refer and Earn App

IPL 2021 is coming and you have a great chance to earn some decent money by referring your friends. Gone are those days when we only used to get cash bonuses by referring our friends. But now we can earn winning cash for a lifetime if our referred friends deposit money in their wallets.

Paytm First Games: If you refer your friends to join Paytm First Games then you will get a ₹10 deposit cash and a 10% winning balance. It means if your referred adds money to their deposit wallet you will earn 10%, 5%, 3% and a 1% winning balance respectively.

My11Circle: You will earn a ₹51 + ₹500 for a new referral on the My11Circle App. You can withdraw all your referral bonuses in your bank account easily.

Vision11: It is also a fantasy app where you will earn a 20% profit commission from your friend’s deposit. The money will be directly credited to your winning balance. It means you can withdraw it to your bank account.

11Challengers: You will earn a 20% profit commission from your friend deposit on this app. The minimum withdrawal limit is ₹200. You can make an instant withdrawal to your Paytm wallet and bank account.

Fantasy Power 11: Fantasy Power 11 or FP11 is also a fantasy app where you will get a 20% profit commission. The money can be withdrawal easily to your bank account. The minimum withdrawal limit is ₹100 for a Paytm wallet and ₹300 for a Bank account.

Fantasy AppsReferral Bonus
1. Paytm First Games₹10000
2. My11Circle₹551
3. Vision1120% for lifetime
4. 11Challengers20% for lifetime
5. Fantasy Power 1125% for lifetime

Refer and Earn Affiliate Marketing App

You can download or signup on to some of the Affiliate Marketing sites and start earning money by referral. The best thing about these below-mentioned apps is you don’t need to wait for the approval and you can refer any of your friends. Once they join through your link, you will earn a commission for a lifetime of their earnings.

Meesho: Meesho is India’s no 1 reselling app. In this app, you can earn up to ₹50,000 for the next 12 months. For a new referral, you will earn 25% of their sales for the first 3 months.

EarnKaro: EarnKaro is an affiliate marketing app. From this app, you can earn 10% of your friend’s earning for a lifetime. You can withdraw your earnings from ₹10 to your Bank account.

Zingoy: Zingoy is also an affiliate marketing app. You can promote many products from different brands. Here you will earn 10% of your friend’s earnings for a lifetime.

CueLinks: CueLinks is by far the best refer and earn affiliate website. But you can earn 25% of sales for the first three months. After that, you won’t get anything. That’s why it is in the last position. You can withdraw your money from ₹1000 into your Bank account.

Affiliate Marketing AppsReferral Bonus
1. Meesho25% of sales
2. EarnKaro10% of sales
3. Zingoy10% of sales
4. CueLinks25% of sales

Suvam Biswas

Suvam Biswas is a passionate writer living in West Bengal. His favourite topics are Laptop, Offers, Free Recharge Tricks, Fantasy Cricket and Earning Apps Review. In this website, users will get to know all of these categories articles which will help them to earn some extra money from home.

Leave a Comment

close